FREQUENTLY ASKED CAR LOAN QUESTIONS

Once your application is submitted, our specialist will contact you to personally answer any questions or concerns you may have.

Should you need to speak to a specialist immediately, call 705-741-1188, Monday to Saturday.

Often in as little as 30 minutes a finance officer will review your application and contact you to discuss your options so you can make the decision that is best suited for you TODAY and TOMORROW.

The interest rate will be based on your personal situation and the lender we select for your approval. In many instances, we are able to help our customers negotiate a rate that is 1-5% over standard bank or manufacturer's rates.

What happens to most customers is they go to a company that just sends their information out to numerous lenders in the hope one will approve them. They do this with little or no regard for a customer's credit rating.

Our process is designed to do the exact opposite. We determine IN ADVANCE the correct lending institution so we will limit the number of inquiries, improve your approval conditions and protect your score.

No worries! You are not alone.

We realize that everybody has to start somewhere and we specialize in New Credit and those New To Canada.

Many of our customers come to us directly from a trustee or are referred by one. Because you chose to go through a bankruptcy we can actually use that to assist in a credit approval.

Many times a customer is declined due to the process the company used and not the customer. By meeting with you and determining why a decline was given, we can take the CORRECT steps to get you an approval.

We are able to do this based on our relationship with our lenders and our years of experience helping people just like you who may have been turned down for the wrong reasons.

A down payment will always assist a customer in negotiating terms and reducing their monthly payment, but we also realize that not all customers are in a position to make a down payment. As a result, we have many $0 down options.

Yes you can and any trade-in amount will help you negotiate a better rate and reduce your monthly payment. Our process on all trades is that we will contact a minimum of 3 wholesalers or dealers to ensure we are getting the highest amount possible.

In many instances we will buy the vehicle ourselves to help you get a higher trade-in amount.

Definitely not! There may be a situation where a customer may have a limited selection.

Our goal is to give you options and we won't stop until we have found the vehicle that suits your needs. If a dealer tells you anything different, you should be concerned.

That's the Best Part! IT'S FREE!

All it takes is a few moments of your time to apply online or call us in person, we will meet and discuss the best options for you.

In our process, you don't need to commit to anything until you've found the right option that is best for you TODAY and TOMORROW.

Our Location

Coordinates

FREQUENTLY ASKED CAR LOAN QUESTIONS